Mastercard, Flybits, and Rogers Bank Complete Canada’s Initial AI-Driven Transaction Pilot
October 6, 2026
A new era of digital transactions has arrived in Canada through a strategic partnership between Mastercard, Rogers Bank, and Flybits. The three organizations recently executed the nation's first successful agentic commerce transaction, marking a significant step in the evolution of artificial intelligence within the financial sector. This milestone utilized the Mastercard Agent Pay framework to showcase how automated assistants can handle purchases while maintaining high levels of security and user oversight.
The demonstration involved a specific scenario where a customer using a Rogers Red credit card utilized a Flybits-powered digital assistant. Under the user's direction, the AI identified a product that fit within a set budget and finalized the payment. This process highlighted the potential for AI to act as a proxy for shoppers, provided there are clear guardrails such as spending caps and verified instructions. A key feature of this technology is its explainability, which allows users to understand exactly why the AI suggested specific items, fostering greater confidence in the automated process.
According to recent data collected in August 2026, there is a growing appetite for these services among the Canadian public. Research indicates that 41% of citizens are receptive to using digital assistants for online shopping. Furthermore, among those who view AI shopping tools positively, 53% are comfortable allowing these agents to make purchases on their behalf, as long as the transactions stay within pre-determined financial and personal preferences.
Mastercard is utilizing this collaboration to refine global standards for interoperable and responsible AI commerce. The goal is to move agentic commerce from a theoretical concept to a scalable reality by involving card issuers, merchants, and tech providers. Future developments will focus on integrating Mastercard Insight Tokens, which will allow AI agents to use permissioned data to provide even more customized shopping experiences. By emphasizing transparency and auditable intelligence, the partners aim to ensure that as AI becomes more capable of autonomous action, the consumer remains the central authority in every transaction.
Read original at Rogers Newsroom.